 
                Organization Overview
                            Voluntary Benefits at Work designs and implements voluntary benefit solutions that enhance the value of MISBO’s employee benefit plans via payroll deduction.  With our best-in-class underwriting offers, we are able to offer guaranteed issue products with no medical questions.  Permanent Life with a Solution for Long-Term care with the flexibility to choose care from any caretaker, or family member as well as Accident, Critical Illness with Cancer and Hospital coverage.
                        
                    
                        Member Discount
                            Guaranteed Issue Coverage Life and LTC Coverage
All MISBO member school employees are guaranteed a higher amount of coverage regardless of any health conditions or pre-existing conditions. Benefits are voluntary, payroll deducted and fully portable for life.
                        
                            All MISBO member school employees are guaranteed a higher amount of coverage regardless of any health conditions or pre-existing conditions. Benefits are voluntary, payroll deducted and fully portable for life.
 
                                            
                                                Bob Fish
                                                                                                    Managing Partner at VBW
                                            
                                        
                                                Ted Earles
                                                                                                    Business Development
                                            
                                         Consortium Partners
                                Consortium Partners
                        
                                        Areas of Expertise
                                        
                
                                            HR Solutions, Insurance
                                        
                                     
             
  
  
 